Business & services

In this article, we look at the factors in flat roofs and roofs in general that affect your home insurance premiums. The roof is your home’s primary protection against hail, wind, fire, along with other hazards. This is exactly why insurance firms have concerns with regards to the age, condition, material, and shape of your roof and change your price accordingly. Metal Durable and fire resistant, metal roofs are usually the most appealing to your insurance company. Slate/Tile Slate is resistant to fire, rotting, and insects, and needs little maintenance. Tile may crack more easily, but it provides quality insulation and will likely not rot or burn. Asphalt Shingle The most common roof type determined by affordability and comparatively long life span, and often will decay more easily than metal or slate roofs. Wood Comprised of shingles or shakes, wood roofs aren’t fire resistant. Some insurance firms may not cover a wood roof or may need you to apply a fire resistant to get coverage....

Having a roof repaired or replaced on your commercial building can seem like a daunting task. Aside from cost, how are you supposed to know if you are being treated fairly and if the estimate you are receiving is complete? So what should you expect from a commercial roofing estimate exactly? First, you should anticipate that the roofing company will want to conduct an inspection.  It is unfair to expect any form of estimate without allowing for time and opportunity to assess your current roof situation.  Give the contractor some time to prepare that estimate.  There are some contractors who are comfortable doing an “on the spot” quote, but we prefer to take the time to ensure it is a complete and full estimate. Elements of a Commercial Roofing Estimate Materials:  Exactly what type of materials, including manufacturer, is the contractor planning to use?  Like cars, there is a wide variety in quality and cost between different manufacturers.  A good commer...